COLUMBUS, Ohio (AP) — Ohio is warning drivers considering work with a ridesharing service such as Uber or Lyft to understand the insurance implications.
Rideshare companies operating in Columbus, Cincinnati and Cleveland use smartphone apps to connect potential passengers with drivers using their personal vehicles.
In a warning Wednesday, Ohio Lt. Gov. and Insurance Director Mary Taylor says most personal auto insurance policies don't cover commercial use of a vehicle. And liability insurance provided by ridesharing companies may not cover medical payments and collision damage if an accident occurs.
Taylor advises would-be rideshare drivers to review their policies with an agent, broker or insurance company. She says a commercial auto policy that covers bodily injury and property damage as well as damage caused by uninsured or underinsured motorists may be advisable.