MIAMI (AP) — Monday is the last day to sign up for insurance through the new federal health exchange if you want to have coverage starting in January.
Still, those who do enroll by then could find themselves at a doctor's office in January without coverage because of problems with electronic files sent to insurers.
Federal health officials have said they are calling and emailing consumers stressing that just because they signed up for a health plan doesn't mean they are formally enrolled unless they've paid their first month's premium.
All the uncertainty has created a frenzied waiting game to see whether the fruits of the Obama administration's enrollment efforts will pay off with seamless coverage for new enrollees next month.
Follow Kelli Kennedy on Twitter at www.twitter/kkennedyAP