Mortgages, vaccinations, guns among new-law topics

By By DON THOMPSON

SACRAMENTO, Calif. (AP) — Under some of the state laws taking effect with the new year, homeowners will have increased protections from foreclosure while parents will have an additional hurdle if they choose not to vaccinate their children.

California also is studying whether to create the nation's first state-administered retirement savings program for private-sector workers, although it will take additional legislation before the program can be fully implemented.

Other laws address emotional issues such as hunting and carrying guns in public.

Gov. Jerry Brown signed nearly 900 bills into law in 2012, most of which take effect Jan. 1. The legislation covers a wide range of topics, from pension changes for public employees to new funding mechanisms for a state park system that has been tainted by financial scandals.

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