Repairing your home after devastation fraught with pitfalls

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Whether it’s a hurricane, a tornado or just a bad storm that damages your home, the Better Business Bureaus in Florida already are spreading the word on safely rebuilding and repairing without getting ripped off.

I talked with the BBB of Central Ohio and folks there, too, wanted to get the word out. After all, a tornado touched down last week in two Ohio counties and caused damage.

If your home or property is damaged, follow these BBB repair and rebuild suggestions:

  • Contact your insurance adjuster immediately
  • Document the damage to your property with pictures and/or video
  • Make any minor repairs if you can to minimize further damage
  • Don’t make any permanent repairs until you get approval from your insurance company
  • Beware of contractors who claim to be insurance claim specialists and may ask to represent you with your insurance company
  • Make sure any contractors are licensed and bonded
  • Do not hand over an insurance check to a contractor. At most, pay one-third of the job price up front and make that final payment only after your insurance company approves all repairs

Finally, you should never feel pressured to make a decision by an unknown contractor.

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