Most Enrollees Pick 'Cheapest' Health Care Option Before Deadline
Many people without health insurance have been sizing up policies on the new government health care marketplace and making what seems like a logical choice: They're picking the cheapest one.
Increasingly, experts in health insurance are becoming concerned that many of these first-time buyers will be in for a shock when they get medical care next year - and discover they're on the hook for most of the initial cost.
Monday is a key enrollment deadline for the health law. The prospect of sticker shock after Jan. 1, when those who sign up for policies now can begin getting coverage, is seen as a looming problem.
Counselors who have been helping people choose policies say many are focused only on the upfront cost, not what the insurance companies agree to pay.